Whether your home is brick, stone, or wood frame Horizons Insurance, Inc will work to get you the best Denver Homeowners insurance rates on your home. Own a Condo or town home? We can insure you.
Have you lost insurance due to a claim, bad credit? We can get you the insurance you need.
Protect Your Home and Everything In It.
When you own a home, you’ll want to protect the physical building and all the things that are in your home. A standard home insurance policy will ensure that if something like fire, vandalism or theft occurs, your home and your valuables will be replaced.
You also need to think about protecting any other structures that exist on your property, like a detached garage. And, in the event that your home is damaged, and you need to move out for a while, you may want to consider investing in insurance that will help pay for out-of-pocket expenses like hotel rooms and food.
As a homeowner, you may be held liable for accidents that people have while on your property or you may accidentally damage other people’s belongings either in your own home, or somewhere else. A well-structured home insurance policy will make sure that you’re covered for any of these unforeseeable events.
Standard Home Coverages
Named-Perils building coverage is very rare. After all, your home is probably the largest investment you will ever make – why would you not want it fully protected?
A standard home policy
Detached private structure
Additional living expenses
Here are some examples:
* If you or a member of your family damages another person’s property, you may be held liable. So if your son accidentally throws a baseball through the neighbors’ window, and breaks an expensive antique, you may have to pay.
Why Home Insurance?
Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.
While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Long’s Insurance Agency about specific coverage options that are applicable to your individual needs.
Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Long’s Insurance Agency.
Horizons Insurance Inc. provides Home Insurance for residents near the Denver Metropolitan Area.
Protect Yourself, Your Home, and Your Finances.
Accidents can happen, even at home. If someone were to claim an injury on your property, there’s no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation. As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Horizons Insurance Inc., you can ensure the security of your finances and the safety of your family in the event of an accident. For serious injuries, including casualties, you may be responsible for paying large medical bills and even court costs if you are sued. This policy works to protect you in a variety of situations, including:
Having the proper Homeowners Liability Insurance for your home will prepare you for future accidents and help preserve your hard-earned assets and finances. Talk with a representative from Long’s Insurance Agency to determine the right amount of coverage to keep you protected today.
Mobile Homes are another group of policies that many agents avoid. Horizons Insurance, Inc works with a variety of top insurance companies who are willing to insure your mobile home.